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business-loans-overview

CFE is a financial institution that understands the needs of local, small businesses. We offer a full range of highly competitive business loans to help keep your company financially healthy while you work to drive its success today and in future years.

CFE business loans


Business Line of Credit (BLOC)

If your business requires quick influxes of cash for temporary needs, a BLOC may be right for you.

Benefits

A BLOC is an unsecured line of credit, which business members use for short-term needs. CFE's minimum line of credit is $10,000. The maximum is $100,000.

 

Term Loans

Businesses with ongoing, long-term financial needs often consider a CFE Term Loan.

Benefits

CFE's Term Loan features a fixed rate, and we offer both secured and unsecured versions of the loan.

Business Vehicle Loans

Business Vehicle Loans can be used for financing new or used cars, vans, and light trucks of up to 1 ½ tons.

Benefits

CFE’s Business Vehicle Loan features competitive rates with a term up to 72 months.

Commercial Real Estate Loan

A Commercial Real Estate Loan is for owner-occupied commercial real estate that business members use primarily as their main location of operations.


Benefits

A Commercial Real Estate Loan typically has a fixed interest rate with a loan-to-value ratio up to 80%. The minimum/maximum loan amount is $25,000/$10,000,000.

Investor Mortgage

CFE’s Business Investor Mortgage can be used for non-owner occupied (less than 51%) office buildings, retail centers, multi-use properties, apartment buildings, and more.

 


Benefits

A Business Investor Mortgage typically has a fixed interest rate with a loan-to-value ratio up to 75%. The minimum/maximum loan amount is $25,000/$5,000,000.

Equipment Loans

Small businesses with capital expenditure needs should consider a CFE Equipment Loan.


Benefits

CFE's secured Equipment Loan features a fixed interest rate with a loan-to-value ratio up to 80%. The minimum/maximum loan amount is $5,000/$1,000,000.



Can your financial institution do all of that?

A CFE membership is so much more than a Business Loan. As a CFE member, you have access to highly competitive savings and lending rates, powerful financial products, and discounts on everyday products that add up to a lifetime of savings. Start experiencing membership today the CFE way.


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